Meet The DreamTeam

S. Christopher Johnson



Chris Johnson has held positions in a variety of insurance industry disciplines including; retail sales, marketing, sales management, independent as well as bank and broker-dealer distribution. 

Chris has held positions at three large insurance companies.  Most recently Senior Vice President and Chief Marketing Officer at National Western Life.   Chris was elected and served for 6 years on the National Association of Fixed Annuities, (NAFA) board of directors culminating as Chairman of the Board in 2015.  He is a Die-Hard Nebraska Cornhusker fan and married his college sweetheart. He is a proud father of four.

Jeffrey E. Ellis

Jeff helped build the #1 SPL life insurance company and now is engaged with the fastest-growing BGA in America.


In Jeff's spare time he enjoys making wood-fired, maple syrup from his sugar maple trees in the Great Lakes region. He is passionate about being a Prison chaplain and is a three-time New York best selling author.


Jeff is the proud father of six kids and fifteen grandchildren.

Sean Carter

Sean is the National Sales Director and has created and developed top-performing Bank Insurance and Insurance Distribution programs.


Sean has collaborated with numerous carrier manufacturers to construct, develop and enhance the industry-leading bank insurance products and processes.


Sean is the biggest fan of his wife of 20 years and 3 daughters! My dog (she’s a girl too!), The Ohio State Buckeyes, Cincinnati Reds, Columbus Blue Jackets, brewing beer.

Sean loves working and partnering with some of the best people in the industry and helping them to serve others.

Gary Fischer

Gary has been in the insurance industry for 32 years. Gary has worked in all aspects of the business. 20 plus year as an advisor and 10 years as a Regional Vice President.

Gary grew up on the farm. So the insurance industry is easy compared to hauling hay and building fences.  

Gary loves being a dad, Hunting, Fishing, Golfing, Football, and George Strait. He is a true Texan. 

Joyce  Theis

Joyce considers herself the consistent "student" of the business for over three decades; known for dissecting the analytics behind complex cases and creating simple-to-understand presentations.


Joyce is an internal optimist, and persistent problem solver - if an answer exists, she'll find it!


Joyce is a fan of her talented husband and daughters; the Vikings (MN roots); all music genres; healthy living; new cultures and experiences; and, creating beautiful home designs. 

Robert Cantu

Robert is the  #1 producer within the independent life premium distributor in the bank industry.


He loves telling the story when he partied with Michael Jordan in Las Vegas.  And he knows all lyrics of the rapper Tupac Shakur.  


 Robert is as diverse as he is true and the fact that he attended a seminary school and swears that he's seen

UFO and a Chupacabra is all the proof you should need. 


 But one thing for sure is he owns more shoes than any other male we know.


Robert is the biggest fan of his family, Positivity, and Balance in Life. 

Forrest Reed





Forrest is fluent in the Spanish language.

As an internationally experienced guest speaker and financial advisor, Forrest can assist in solving the risk, tax, investment and estate planning needs of high net worth clients through the use of insurance products.


His practice focus is on working with high net worth non-resident clients.

Alyssa Lachapelle

Alyssa is Regional Sales Director with  8 years in the insurance industry, award-winning insurance sales representative and wholesaler.


Prior to her insurance career, Alyssa  studied to become an opera singer and performed throughout the US and Italy.


Alyssa is her son, Elijah's biggest cheerleader and loves  donuts and the New England Patriots

Scott Reenan

Scott is the Director of National Accounts at FT Financial.  He is a rare breed…..worked at as a wholesaler…went to work for a brokerage firm….went back to work as an account manager.  Scott spent the last four years working directly with clients….understanding what is truly important, the client experience!

He coined the phrase “Grandma Test.” and would love the opportunity to talk to you about it.  

He went to Campbell University for Professional Golf Management.  And is a fan of: his wife, Regin and  children: Graham (6 years old) Haddie (4 years old). In his spare time you can find Scott coaching his two kids and spending time in Montana (Big Sky Country) on the farm.  He is a fan of the Cincinnati Bearcat Sports and working with a great Team, and enjoying every day.

Meet The Dream Team

Najja (Naj) Cannady

Senior Internal

Annuity Specialist

Naj has been an investment advisor for 18 years. He is an Iraq war combat veteran 2003. A proud father of 2 children. A Raiders and a Mets fan. Finally, he is an MS survivor.  His motto is “if war can’t stop me MS won't either”.

Marcy Nicholson

Senior Internal Marketing Specialist

Marcy has more than 25 years of sales and sales management experience and has spent over 13 years in medical professional liability.  Prior to joining Benefit Bank Distributors Marcy was Assistant Vice President of Business Development for The Doctors Company’s Northwest Region. She is currently in the process of completing her Registered Professional Liability Underwriter (RPLU) designation. In her spare time loves to watch college football, is an avid gardener and loves to play with her rescue dogs.

Patrick Gillis

Senior Internal Marketing Specialist

Pat Grew up in Westport, CT around the Insurance industry.  He is a motorhead who drives to fast, enjoys modifying and playing with his toys and commonly breaks them.  He moved to Texas to join the dream team and is very excited about being part of one of the fastest growing companies in the industry.


He is a diehard NY Giants, Rangers, and Yankees Fan.  He enjoys spending time outdoors, golfing, snowboarding, and wakeboarding.  He also loves spending time with his family and cherishes all the time he spends with his two nieces!  

 John Heath, CRPC

Senior Internal Marketing Specialist

 John has been in the financial services industry for over 15 years and has been associated with the insurance industry for over 30 years.  He has been a Dream Team member for 5 years with Benefit Bank Distributors since 2013.  He has served in numerous capacities in the industry including Divisional VP and Regional Manager for Fortune 500 Broker-Dealers.   He is registered with FINRA as a General Securities Principal.    John served in the U.S. Navy in the Nuclear Submarine Service and is married to Lorrie, an attorney in Austin Texas. 

Heather Hall    Senior Internal Marketing Specialist

Heather has been in the financial services industry for over 20 years. She has a great combination of marketing experience along with expertise in the financial services industry. She enjoys coaching her clients to success and relationship building is her forte! She is passionate about the value, provision & legacy that Life insurance creates.

She grew up in central Texas and calls it home. Her most important role is being a wife & mom. She is a loyal fan of her husband Terry for 25 years, and her three amazing daughters Jenna, Sophie & Katie. She gives back to her community by volunteering at her church in various leadership roles. In her spare time, she enjoys gardening, walking & cooking with family.

She has been a part of the dream team since 2016 as a Senior Internal Marketing Specialist.


 Taylor Mungia

Senior Internal Marketing Specialist

Taylor is a Native Texans that loves the outdoors.  Faith and family are the most important things to him.  He is a proud father of two kids with his lovely wife, Ashli. Taylor has been in the Financial institution for 10 years and the last five at Benefit Bank Distributors.  He is an avid Dallas Cowboys and Texas A&M fan.  In his spare time, he enjoys deer hunting/lake and river fishing (bass and catfish) and working with my hands


Doug S. Traylor




Largest independent life premium distributor in the bank industry. Coined the moniker “Savings Based Insurance”, Known as an industry thought leader.  

One of Doug's memorable professional moments is he gets to work with Chuck Woolery as the companies spokesperson!


Doug is a fan of his two kids! Longhorn Football, cool cars, and working with all the “A” players on this team and getting the privilege to serve them as they serve our clients!

Timothy Moriarty

Managing Partner

Partner VIP Insurance

Over the years Tim has worked with over 30 major NFL, NBA, and NHL players which includes 5 Hall of Famers. Tim serves on four company advisory boards from 2008-2017.


Tim holds a General Insurance license, as well as the Investment Company & Variable Contracts (Series 6) and Securities Agent State Law (Series 63) registrations. 


In Tim’s spare time he is enjoying family time with his wife, four daughters and son-in-law’s and 13 grandchildren.

Christopher Spates


Chief Marketing  Officer

Chris is instrumental in the growth of VIP Insurance and is responsible for business development for new financial institutions and broker-dealer relationships.  He is the National Account Manager for three large national broker-dealer accounts and

manages the international department. 


In his free time, Chris enjoys coaching his two sons in sports and hanging out with his best friend, his wife.